Protecting Your Rights, Family And Future

The importance of wearing a seatbelt in a car accident

On Behalf of | Jul 1, 2024 | Motor Vehicle Accidents |

Buckling your seatbelt each time you get in a vehicle is a simple and effective way to protect yourself. Michigan law mandates that all drivers and passengers wear seatbelts, emphasizing the importance of this safety measure. 

Wearing a seatbelt reduces the potential for serious injury and death. This is done by keeping occupants securely in place and making sure they are not thrown or ejected from the vehicle when a collision occurs. Compliance with these laws is about avoiding fines and, more importantly, safeguarding lives.

Here, you can learn more about the importance of wearing a seatbelt in a car accident. 

Impact on compensation claims

In the event of a car accident, wearing a seatbelt can have a significant impact on any potential compensation claims. Michigan follows a modified comparative negligence rule. This rule states that you may be considered partially at fault for injuries if you do not wear a seatbelt. If this happens, then the compensation you receive may be reduced.  

For instance, if you are deemed 30% at fault for not wearing a seatbelt, your compensation would be reduced by that percentage. This underscores the importance of always wearing a seatbelt to ensure you can claim the maximum compensation possible.

No-fault insurance and seatbelt use

Michigan operates under a no-fault insurance system, which means that in the case of an accident, your insurance covers your medical expenses and lost wages, regardless of who was at fault. 

However, if injuries are severe and compensation is sought beyond no-fault benefits, proving that you were wearing a seatbelt can strengthen your case. It demonstrates that you took necessary precautions, which can be pivotal in legal proceedings and settlement negotiations.

Always wearing a seatbelt is not only a legal requirement in Michigan but also a critical factor in protecting your health and maximizing your compensation in the event of a car accident. Legal guidance can further help you navigate these situations and secure the compensation you deserve.