You may be entitled to compensation for an accident caused by a negligent driver in Michigan. However, your actions after the crash may determine whether you will receive the compensation you deserve. In other words, they can make or break your car accident claim.
Below are the common pitfalls that could complicate the settlement process and jeopardize your claim.
Not seeking medical attention
It’s important to see a doctor even if you don’t feel any pain or discomfort. Seeking medical attention is not just good for your well-being, but it also provides formal documentation of your injuries. You may need to show your injuries were caused by the crash or demonstrate their severity, which may be impossible without medical evidence.
Failing to report the accident
It’s advisable to contact law enforcement after an accident. The police report at the crash scene can be crucial evidence of the circumstances that led to the accident. In addition, Michigan law requires drivers to report an accident that results in injury, death or property damage exceeding $1,000 to the police. Failing to report the accident can lead to legal issues.
Not notifying your insurance company
You should report the accident to your insurance company immediately after it occurs, even if you believe the other driver was to blame. Your insurance policy should specify when you must notify the insurer, and it’s best to adhere to the requirements.
When speaking to your insurer, do not give unnecessary details about the crash or admit fault. Be concise and straight to the point.
Settling too soon
Do not rush into early settlement offers without careful consideration as you may settle for less than you deserve. Furthermore, you cannot request additional compensation once you agree to close your claim.
Overlooking legal guidance
Certain legal complexities in your case may affect your car accident claim, like shared responsibility for the crash or disagreements over what exactly happened. Seeking qualified legal assistance can help address such hurdles and protect your interests throughout the claims process.